About Us

Our Loan Compliance Advisory Group Experts are seasoned professionals with an average of 20 + years mortgage compliance, due diligence, forensic loan audit, mortgage banking and underwriting experience from all over the United States.

Several of our Experts have performed thousands of closed residential and commercial loan “Due Diligence Compliance/ Forensic Loan Audit Reviews” nationwide. Our personnel have earned the respect of several Federal Law and State Licensed Attorneys nationwide, the world largest banks and regulatory groups.

Our group provides specialized leverage reports that help expedite resolutions for several Federal Law and State Licensed Attorneys as well as Foreclosure Defense Attorneys throughout the United States. Our leverage reports are used by these law firms nationwide in Federal and District Court  and by Law Firms representing Borrowers at settlement, mediation and conciliation conferences helping homeowners save homes and get acceptable resolutions from lenders for homeowners that have been victimized by Deceptive, Predatory and/or Discriminatory Lenders. LCAG will not give legal advice to clients. LCAG is a Due Diligence Compliance /Forensic Loan Audit Group and not attorneys.

Our Review Audit Process (Click on SERVICES) will determine if Mortgage Lenders (State + Federally Chartered) have acted in Compliance with UDAP, RESPA, TILA, Local, State and Federal Regulatory Lending Guidelines. Our audit process will also determine if Borrowers were placed into a Predatory Non-Affordable Loan based on the fact that Lender denied placing the Borrower into a Loan Transaction that the Borrower had the ability to repay.

Our Experts have also prepared, reviewed, documented and validated Homeowner Customer Complaint(s) filed against certain Lenders. These complaints were sent to Local, State and Federal Regulatory Agencies. Our group has obtained case numbers for homeowners nationwide that are victims of Deceptive, Predatory and Discriminatory Lending Practices from the Department of Housing and Urban Development (HUD), the Office of Thrift Supervision (OTS), the Comptroller of the Currency, Federal Trade Commission (FTC) as well as several other agencies including the Office of Financial Regulation in certain states.

The Real Estate Settlement Procedures Act (RESPA) is a consumer protection statute, first passed in 1974. RESPA requires that borrowers receive certain disclosures, spelling out the costs associated with the settlement. Other Disclosures outline lender servicing and escrow account practices and describe business relationships between Lenders and settlement service providers.
Loan Compliance Advisory Group, LLC (LCAG) does not seek loan modifications from Lenders and does not act as a Foreclosure Rescue Type Company. 

Our Group provides specialized “Forensic Loan Audit and Due Diligence Compliance and Leverage Report Services” that identify multiple State and Federal Loan Transaction violations including, but not limited to (“UDAP”) Unfair and Deceptive Acts or Practices, the Real Estate Settlement Procedures Act (“RESPA”), the Truth in Lending Act (“TILA”), the Fair Housing Act, the Home Mortgage Disclosure Act (“HMDA”) and the Equal Credit Opportunity Act (“ECOA”) including significant mortgage compliance violations involving predatory, deceptive, discriminatory and unfair lending and servicing practices. Our Forensic Loan Audit gives leverage directly to Homeowners, Investors and also to Law Firms Nationwide representing Borrowers that may have been cheated, victimized and or been taken advantage of by Deceptive, Predatory and Discriminatory mortgage brokers, bankers and lenders.

Call Today! 888-883-5224