Are you a Victim of Deceptive Predatory Mortgage Lending Practices?

CLICK HERE to find out if you may be a Victim of Mortgage Compliance Violations involving Predatory, Deceptive, Discriminatory and Unfair Lending and Servicing Practices. These Unfair Lending Practices have placed thousands of homeowners nationwide into Non-Affordable Mortgage Programs”.

Welcome to our Advisory Group Web-Site. Our Group provides “Forensic Loan Audit and Due Diligence Compliance Report Services” that identify multiple State and Federal Loan Transaction violations including, but not limited to, the Real Estate Settlement Procedures Act (“RESPA”), the Truth in Lending Act (“TILA”), the Fair Housing Act and the Equal Credit Opportunity Act (“ECOA”) including significant mortgage compliance violations involving predatory, deceptive, discriminatory and unfair lending and servicing practices.

Our Forensic Loan Audit and Due Diligence Compliance reports gives leverage directly to Homeowners, Investors and also to Law Firms Nationwide representing Borrowers that may have been cheated or taken advantage of by mortgage brokers, bankers and lenders.

Our detailed audit process will also determine if Borrowers were placed into a Predatory Non-Affordable Loan based on the fact that the Lender denied placing the Borrower into a Loan Transaction that the Borrower had the ability to repay.

Homeowners are being victimized all over the country by Predatory/Sub-Prime Mortgage Lenders and Banks not acting in regulatory compliance, charging excessive loan fees to borrowers, and in many cases utilizing Fraudulent Abusive Deceptive Lending Practices.

If you suspect that you may be a victim, and were placed into a Non-Affordable Mortgage, paid excessive fees or were taken advantage of by your lender, our compliance experts will help give you the leverage needed to fight back against the lenders, this leverage will help get you an acceptable affordable resolution offer from the lender based on our documented findings.

In many cases we audit, we find that the Debt to Income (DTI) ratio on a loan transaction at time of settlement exceeds 50%, making the loan predatory. In most cases we find that the loan originator inflated your income on the Uniform Residential Loan Application (form 1003).

We perform a new underwriting review of your closed loan transaction based on your actual gross monthly income average for the two year time period prior to the date of settlement to verify your actual DTI; to determine if in fact you were placed into a Non-Affordable Mortgage Program.

We will review your mortgage documentation and submit on your behalf a Qualified Written Request (QWR) of our documented findings to your Lender including an Addendum relating to servicing related criteria. The Lender will have 20 business days per RESPA to respond to the written request and 60 business days to resolve/settle this matter. In the event the Lender does not act within the timeframe’s listed above, we will file on your behalf “Documented Mortgage Complaints” to all appropriate local, state and federal regulatory agencies.

Our mission is to help protect the “American Dream of Home Ownership”, we offer a no obligation, free initial consultation to homeowners. We welcome the opportunity to talk with you and to discuss how we may assist in getting you a potential resolution. Please take a minute to click on our links, detailing our professional services.

Call Today! 888-883-5224.